# Privacy Policy for Retirement Planner

**Last updated: July 11, 2026**

Thank you for using Retirement Planner ("we," "our," or "the app"). This Privacy
Policy explains how we handle your information when you use our mobile application.

## Summary

Retirement Planner is designed with your privacy in mind. The app is a financial
planning tool that helps you estimate and plan for retirement. We do not collect,
sell, or share your personal information.

## Information We Collect

**Information you enter into the app.** To provide retirement projections, the app
lets you enter information such as your age, income, savings balances, contribution
amounts, expected retirement age, and similar financial details. This information
is stored locally on your device and is used only to perform calculations and
display results to you. We do not transmit this information to our servers.

**Information we do not collect.** We do not collect your name, email address,
phone number, precise location, contacts, photos, or any government or account
identifiers unless you explicitly choose to provide them within the app.

## How We Use Your Information

Any information you enter is used solely to:

- Calculate retirement projections and financial estimates.
- Save your inputs so you don't have to re-enter them each time you open the app.
- Improve your experience within the app.

## Data Storage and Security

Your financial inputs are stored locally on your device. We implement reasonable
measures to protect your information, but no method of electronic storage is 100%
secure. You are responsible for maintaining the security of your device.

## Third-Party Services

The app does not sell your personal information. If the app uses any third-party
services (for example, analytics or crash reporting), those services may collect
limited technical data such as device type, operating system version, and crash
logs to help us maintain and improve the app. These services do not receive the
financial details you enter.

## Data Sharing

We do not share, rent, or sell your personal or financial information to third
parties.

## Children's Privacy

The app is not intended for children under the age of 13, and we do not knowingly
collect personal information from children.

## Your Rights

Because your data is stored on your device, you can delete it at any time by
clearing the app's data or uninstalling the app.

## Disclaimer

Retirement Planner is provided for informational and educational purposes only and
does not constitute financial, investment, tax, or legal advice. Consult a
qualified professional before making financial decisions.

## Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on
this page with an updated "Last updated" date.

## Contact Us

If you have any questions about this Privacy Policy, please contact us at:

**Email:** mikeybc14@gmail.com